.contenedor{width:min(1220px,calc(100% - 44px));margin-inline:auto}

.top-strip{background:var(--cm-blue-950);color:#D9E6F4;font-size:.8rem}
.top-strip__inner{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.top-strip__inner>div{display:flex;gap:18px}
.top-strip a{text-decoration:none}
.top-strip a:hover{text-decoration:underline}

.nav-shell{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(11,46,99,.08)}
.nav-shell__inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:185px;max-height:70px;object-fit:contain}
.main-nav{display:flex;align-items:center;gap:6px}
.main-nav a{padding:10px 11px;text-decoration:none;font-size:.88rem;font-weight:750;color:var(--cm-blue-950);border-radius:10px}
.main-nav a:hover{background:var(--cm-ice)}
.main-nav .nav-cta{background:var(--cm-blue-900);color:#fff;padding-inline:18px}
.main-nav .nav-cta:hover{background:var(--cm-blue-650)}
.menu-button{display:none}

.hero-premium{position:relative;min-height:720px;display:grid;align-items:center;overflow:hidden;background:#08172e}
.hero-premium__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.hero-premium__veil{position:absolute;inset:0;background:
  linear-gradient(90deg,rgba(5,18,42,.96) 0%,rgba(5,18,42,.86) 36%,rgba(5,18,42,.34) 64%,rgba(5,18,42,.10) 100%),
  linear-gradient(180deg,rgba(5,18,42,.10),rgba(5,18,42,.36));
}
.hero-premium__content{position:relative;z-index:2;padding:92px 0 82px}
.hero-premium__copy{max-width:720px}
.hero-premium h1{color:#fff;max-width:760px;font-size:clamp(1.65rem,2.6vw,2.35rem);text-wrap:balance}
.hero-premium__lead{color:#D7E3F2;font-size:1.15rem;max-width:650px}
.hero-premium__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-premium__proof{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:50px;max-width:700px}
.hero-premium__proof div{
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.22);
  border-radius:16px;
  padding:18px 16px 16px;
  box-shadow:0 10px 30px rgba(0,0,0,.12);
  backdrop-filter:blur(8px);
}
.hero-premium__proof strong{display:block;color:#fff;font-size:1.55rem;line-height:1}
.hero-premium__proof span{display:block;color:#D5E5F5;font-size:.76rem;text-transform:uppercase;letter-spacing:.10em;margin-top:8px}

.trust-ribbon{position:relative;margin-top:-52px;z-index:4}
.trust-ribbon__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}

.section{padding:92px 0}
.section--tight{padding-top:46px}
.section--soft{background:var(--cm-ice-2);border-block:1px solid var(--cm-line)}
.section--ink{background:linear-gradient(120deg,#071A3E,#0B2E63);color:#D8E5F2}
.section-head{max-width:820px;margin-bottom:42px}
.section-head>p:last-child{color:var(--cm-muted);font-size:1.04rem;max-width:720px}

.decision-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.split-showcase{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}
.assurance-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.location-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.location-grid--contact{margin-top:28px}

.final-cta{padding:72px 0;background:linear-gradient(115deg,var(--cm-blue-950),var(--cm-blue-650))}
.final-cta__inner{display:flex;align-items:center;justify-content:space-between;gap:28px}
.final-cta h2{color:#fff;max-width:800px;margin:0}

.page-hero{padding:86px 0 50px;background:linear-gradient(180deg,#fff 0%,var(--cm-ice-2) 100%);border-bottom:1px solid var(--cm-line)}
.page-hero h1{max-width:920px;font-size:clamp(1.5rem,2.2vw,2.1rem)}
.page-hero p:last-child{max-width:780px;color:var(--cm-muted);font-size:1.08rem}

.service-catalog{display:grid;gap:0;border-top:1px solid var(--cm-line)}
.product-matrix{display:grid;gap:34px}
.insurance-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.quote-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:30px;align-items:start}
.editorial-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:18px}
.contact-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}

.site-footer{background:#071A3E;color:#C7D5E7;padding-top:58px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr .8fr;gap:50px}
.footer-grid h2{color:#fff;font-size:1rem;letter-spacing:0}
.footer-grid a{display:block;color:#fff;margin:.3rem 0}
.footer-brand img{width:180px;background:#fff;border-radius:12px;padding:6px;margin-bottom:16px}
.footer-bottom{margin-top:42px;padding:18px 0;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:18px;font-size:.8rem}